If it's time for you to buy a new or used car or truck, it's time to start thinking about the right financing. Turn to Wachovia Dealer Services. As one of the nation's largest auto finance companies, we provide a full range of options tailored to meet the budget of almost any driver. Whether you have perfect credit, or, like many people, have a few blemishes on your credit reports, we've got the financing to suit your needs.

Here's how to get started:

1. Get Ready
   You will need to have the following information available to complete the application:
   • Borrower’s and, if applicable, co-borrower’s names and social security numbers, as well as residence and employment information
   • Vehicle information, including the make, model, year mileage and Vehicle Identification Number (VIN), if available
     
     
2. Complete the Online Application
   If you have all of the information listed above, then our convenient online loan application will require just a few minutes to complete. While the application should only take a few minutes to complete, please note that you will not be able to save the application and return to complete it later.
   
   
3. We'll Contact You
   Once the application is complete, leave it to us. We'll contact you by phone or mail, or by email if you provide one during the application. Our Loan Advisor will guide you through the rest of the process.
   
   
4. Go Shopping!
   Once approved, go ahead and visit the dealership of your choice and find the car that's right for you. Once you've found it, simply call us and provide us with the vehicle information listed in step 1 above.
   
   
5. Let's Close the Deal
   Once everything is ready, you'll have the option of using our electronic document delivery process or signing and returning a standard loan package.
   

That's all you need to know. Once you've gathered the information you need, click "Continue" below to start the loan application.

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Loans subject to credit approval and acceptable collateral. Products not available in all states. Equal Credit Opportunity lender.